function insertAtCursor(areaId,text) { 
	var txtarea = document.getElementById(areaId); 
	var scrollPos = txtarea.scrollTop; 
	var strPos = 0; 
	var br = ((txtarea.selectionStart || txtarea.selectionStart == '0') ? 
		"ff" : (document.selection ? "ie" : false ) );
	if (br == "ie") {
		txtarea.focus(); 
		var range = document.selection.createRange(); 
		range.moveStart ('character', -txtarea.value.length); 
		strPos = range.text.length; 
	} 
	else if (br == "ff") strPos = txtarea.selectionStart; 
	
	var front = (txtarea.value).substring(0,strPos); 
	var back = (txtarea.value).substring(strPos,txtarea.value.length); 
	txtarea.value=front+text+back; 
	strPos = strPos + text.length;
	if (br == "ie") { 
		txtarea.focus(); 
		var range = document.selection.createRange(); 
		range.moveStart ('character', -txtarea.value.length); 
		range.moveStart ('character', strPos); 
		range.moveEnd ('character', 0); 
		range.select(); 
		} 
	else if (br == "ff") { 
		txtarea.selectionStart = strPos; 
		txtarea.selectionEnd = strPos; 
		txtarea.focus(); 
		} 
	txtarea.scrollTop = scrollPos; 
}